I mentioned FNBO's assertions that it can keep your money indefinitely and Bank Deals posted that he will attempt to test withdrawals (thank you), although he did not mention the amount.
- Small amounts will test nothing. People want to know if they will miss their house closing when they need to withdraw 5 figures or close the account.
- FNBO claims that it can refuse to transfer to accounts that it previously approved and used.
- FNBO claims that it can refuse to mail a check to your physical address or even hand your money to you in person (the FNBO email warning did not limit itself to bank accounts).